Welcome to Smart Universal Insurance


We are the largest an Independent Insurance Agency in town, which we have represent over 50 best companies for your to pick.

We service in the Richardson, Garland, Dallas, Plano, Frisco, Wylie areas and throughout the state of Texas. At Smart Universal Insurance, each one of our clients is given a dedicated team of experts that work together to proficiently address all your concerns.

We offer all types of Personal Insurance coverages to our clients in Texas include Auto Insurance, Homeowners Insurance, Landlord package, Condo Insurance, and Boat & Watercraft, etc.

We offer all types of Commercial Insurance coverages to our clients in Texas include Business Owners Policy (BOP) such as Hair Salon, Nail Salon, Restaurant, Auto repair shop, Auto Body shop, Coin Laundry, etc. and  Surety Bonds, Builders Risk, special event, etc.

Call us today at 972-987-0893